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Having 2 Jobs In Canada – Is It Possible In Canada?

Having 2 Jobs In Canada – Is It Possible In Canada?

November 28, 2019

Nowadays it isn´t difficult to find Canadians who have 2 jobs at the same time in Canada, especially young people and immigrants. There are several reasons for that but mostly because they are young and able to adapt to multitasking while earning more money for their lives. So can I work 2 jobs in Canada? You can absolutely have as many jobs as you want without any limitation from the government. However, one full-time job in Canada takes you around 40 hours per week so if you get another job besides that then it might cause some difficulties for your tax rates and problems in balancing your life. This article will show you how it looks like to have 2 jobs in Canada and discuss the tax rates for your situation. 

Second Job for The Same Employer

A normal worker has a first job in one company and now he has an offer to get another job in that same company, then his second job will be taken as an overtime job. For employers, this might not be so happy. Hiring the worker they already will save their time to get along with each other but they must pay for the second job of these workers as by overtime-salary-rate. 

Who will pay this extra overtime salary for the worker is an argumentable problem. The department where he works as a first job will not willing to pay for these extra costs without any benefits. As the second department, they are willing to pay for that. Because if they hire a new part-time worker, they need to pay for the insurances also, which are paid for the second-job-person already by the first department. Two jobs in Canada for one company isn´t so complicated, is it?

Second Job for Different Employers- Occasional and Sporadic Jobs

There is a small exception in the rule for people who have 2 jobs in Canada. When a local government employee works a second, unrelated job for the same employer on a part-time basis, but only occasionally or sporadically, the hours they worked in the second job do not have to be counted for overtime but may be paid at a straight time rate. The terms “occasional” and “sporadic” mean infrequent, irregular, or occurring in scattered instances.  The work may be recurring (an event held every fall or every holiday season), but it cannot be regular (weekly or monthly according to a regular schedule). Examples of occasional and sporadic part-time work: 

  • Being security at a concert or an event.
  • Assisting in food and beverage sales at sports events or concerts

or

  • a bus driver assisting in crowd control at a winter festival
  • an administrative assistant substituting as a coach for a youth basketball team

But if an employee does such work repeatedly, the job will lose its occasional and sporadic status and be subject to overtime as a second job with the same employer. 

Tax Rates 

1. Two Employers

Normally, if you are working for 2 jobs for two different companies in Canada, you will be charged for an unexpectable large tax. So the easiest way to prevent those bills is filling in the TD1 form and give it to your second employer.

What is TD1?

TD1, Personal Tax Credits Return, is a form used to determine the amount of tax to be deducted from an individual’s employment income or other income, such as pension income.

There are federal and provincial/territorial TD1 forms. Individuals complete the forms and give them to their employer or payer who should keep the completed forms with their records.

Each province has its TD1 form. You should be aware of in which province you are working at the time.

2. One Employer and Self-Employment

If you are working 2 jobs in Canada, one is full-time for one company and the other is your own project, you don’t have a report about your own business for the tax office. Moreover, you can make a few dollars in interest also when you know how to save money at the bank from your own business.

3. Two Businesses

If you’re your own boss full-time and run more than one business, that is also working 2 jobs in Canada. Planning for taxes is especially important. Along with making sure you’re setting aside money for tax time, your tax return can be a bit more complicated. Because each business is reported separately on your return, you should make sure to keep accurate records for each one.



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